The Health Maintenance Organization (HMO) is an organization that provides health coverage for a monthly or annual fee.

The HMO provides or arranges managed care for health insurance, self-funded health care benefit plans, individuals, and other entities, acting as a liaison with health care providers (hospitals, doctors, etc.) on a prepaid basis.

To register for HMO in Nigeria, the following are required:

The Council shall approve and register for the Scheme private and public Health Maintenance Organizations  Act 35 of 1999 Section 19 (1)

See Also: Functions Of HMO In Nigeria

The registration of an organization of the scheme shall be in such form and manner as may be determined from time to time, by the Council, using guidelines, which shall include provisions requiring the organization to:-

(a)          Be financially viable before and after registration;

(b)          Make complete disclosure of the ownership structure and composition of the organization

(c)           Have an account with one or more banks approved by the council

(d)          Be insured with an insurance company acceptable to the Council

(e)           Give an undertaking that the organization shall manage and invest the funds accruing to it from contributions received in pursuant to this decree in accordance with guidelines to be issued, from time  to time, by the Council